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Macro intelligence focused on rates, risk, credit conditions, labor, inflation, and bonds.
Data as of:2025-Q4
Last updated:
Source:Eurostat (Destatis)
Status:LIVE
Macro intelligence focused on rates, risk, credit conditions, labor, inflation, and bonds.
As of December 2025, growth momentum is improving with GDP at 0.30%. Inflation at 2.00% is near the ECB's 2% target. The ECB continues its easing cycle.
ECB (Eurosystem) has cut rates by 25 bps to 2.00%. With inflation at 2.0%, further easing may be possible if growth remains soft.
As of December 2025, growth momentum is improving with GDP at 0.30%. Inflation at 2.00% is near the ECB's 2% target. The ECB continues its easing cycle.
Government Revenue vs. Expenditure (Billions EUR)
Variable follows prime; fixed follows bond yields + spreads. See Rate Transmission for details.
Scenario-based macro commentary, not financial advice.
Data refresh in progress for: Inflation, Unemployment.
ECB (Eurosystem) has set the policy rate at 2.000%. The most recent action was a 25 basis point cut. Inflation at 2.00% is near the typical 2% target.
Growth is subdued at 0.30%. Unemployment stands at 4.00%.
The yield curve has a normal upward slope (0.518pp spread). Fixed mortgage rates are influenced by longer-term yields.
Sources: ECB (Deposit Facility Rate), Eurostat (Destatis)
Data is aggregated from primary national statistical agencies. 'Regime' is a proprietary calculated metric based on growth, inflation, and policy stance indicators.
Read full methodologyBorrower fit guidance only. See Mortgage Rate Outlook for rate scenarios.
| Year | GDP | Debt/GDP | C/A | Savings | Budget | CPI |
|---|---|---|---|---|---|---|
| 2024 | €4.1T | 64% | +5.8% | 11% | -2.1% | 2.4% |
| 2023 | €4.0T | 65% | +6.2% | 11% | -2.5% | 5.9% |
| 2022 | €3.9T | 66% | +4.2% | 11% | -2.6% | 6.9% |
| 2021 | €3.6T | 69% | +7.4% | 15% | -3.7% | 3.1% |
| 2020 | €3.4T | 69% | +7.0% | 16% | -4.3% | 0.5% |
Annual data typically lags 1–2 years. Rows marked Forecast are IMF projections. One year changes may not reflect the underlying trend — compare across 3–5 years.
Data sourced from World Bank. This is a Tier B (3-sector) breakdown. Germany has a strong manufacturing sector, particularly automotive, machinery, and chemicals. Services include trade, finance, real estate, and government. More detailed industry breakdown available from Destatis (German Federal Statistical Office).