Macro intelligence focused on rates, risk, credit conditions, labor, inflation, and bonds.
Macro intelligence focused on rates, risk, credit conditions, labor, inflation, and bonds.
As of December 2025, growth remains steady at 0.05%. Inflation at 2.50% is within the BoE's 1–3% target band. The BoE continues its easing cycle.
Bank of England has cut rates by 25 bps to 3.73%. With inflation at 2.5%, the pace of cuts may depend on price pressures.
As of December 2025, growth remains steady at 0.05%. Inflation at 2.50% is within the BoE's 1–3% target band. The BoE continues its easing cycle.
Yield curve not available
Found 1 valid tenor (need at least 2 to plot)
Available: 10Y: 4.70%
Government Revenue vs. Expenditure (Billions GBP)
Variable follows prime; fixed follows bond yields + spreads. See Rate Transmission for details.
Scenario-based macro commentary, not financial advice.
Data refresh in progress for: Inflation, Unemployment, GDP, Yield Curve.
Bank of England has set the policy rate at 3.731%. The most recent action was a 25 basis point hike. Inflation at 2.50% is near the typical 2% target.
Growth is subdued at 0.05%. Unemployment stands at 5.20%.
Sources: Bank of England (via FRED), ONS (Dec 2025), ONS (via FRED)
Data is aggregated from primary national statistical agencies. 'Regime' is a proprietary calculated metric based on growth, inflation, and policy stance indicators.
Read full methodologyBorrower fit guidance only. See Mortgage Rate Outlook for rate scenarios.
| Year | GDP | Debt/GDP | C/A | Savings | Budget | CPI |
|---|---|---|---|---|---|---|
| 2024 | £2.7T | 100% | -3.1% | 10% | -4.4% | 2.6% |
| 2023 | £2.6T | 98% | -3.2% | 9% | -5.2% | 7.3% |
| 2022 | £2.5T | 97% | -3.8% | 8% | -5.0% | 9.1% |
| 2021 | £2.3T | 103% | -2.5% | 14% | -7.9% | 2.6% |
| 2020 | £2.1T | 106% | -2.6% | 19% | -14.8% | 0.9% |
Annual data typically lags 1–2 years. Rows marked Forecast are IMF projections. One year changes may not reflect the underlying trend — compare across 3–5 years.
Data sourced from World Bank. This is a Tier B (3-sector) breakdown. The UK has a highly services-oriented economy, with financial services centered in London. Manufacturing has declined significantly since the 1980s. More detailed industry breakdown available from ONS (Office for National Statistics).